Loan blog articles

Browse deeper, article-style content on US loans, credit, debt and borrowing basics.

Personal Loans

• Best Personal Loans in the USA for 2025
• Personal Loan vs Credit Card: Which Is Better in the US?
• Getting a Personal Loan with Little or No Credit History
• Should You Use a Co-Signer for a Personal Loan?
• Loans for Gig Workers and Freelancers in the USA
• Personal Loans for Self-Employed Borrowers

Home Loans

• FHA vs Conventional Mortgage: Key Differences for US Buyers
• VA Loan Benefits Every US Veteran Should Know
• USDA Home Loans: Requirements and Benefits
• Should You Refinance Your Mortgage in 2025?
• Common First-Time Homebuyer Mistakes in the US
• Home Equity Loan vs HELOC: Which Works for You?

Credit Cards

• Best Balance Transfer Strategies to Escape Credit Card Debt
• Store Credit Cards: Deals or Debt Traps?
• Why Paying Only the Minimum on Credit Cards Is So Expensive
• Reading the Fine Print on 0% APR Credit Card Offers
• Using a Credit Card to Build Credit Safely
• What Happens to Your Credit If You Close a Card?

Debt & Consolidation

• Debt Snowball vs Debt Avalanche: Which Method Works Better?
• When Does It Make Sense to Consider Bankruptcy?
• Your Rights When Dealing with Debt Collection Calls in the US
• How Debt Settlement Works and Its Risks
• Using a Personal Loan for Debt Consolidation: Pros and Cons
• Debt-to-Income Ratio (DTI) Explained in Detail

Loan Basics

• APR vs Interest Rate: What US Borrowers Need to Know
• Hard vs Soft Credit Checks: How They Affect Your Score
• Loan Documents Checklist Before You Sign Anything
• How to Stay Safe When Applying for Loans Online
• Spotting Online Loan Scams in 2025
• Emergency Fund vs Loan: Which Should You Rely On?
• Legal Ways to Improve Your Credit Score Faster
• How to Build a Basic Budget Before Taking a Loan